Company Pension Scheme: The way forward.

Demand continues to rise. Take the opportunity to increase the motivation of your employees!
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Intelligent precautions

Many employees wonder whether their statutory pension will be sufficient in old age. Because we are all getting older, the desire for an attractive addition is very justified. But take out a Riester-Pension? Too expensive, bureaucratic and non-transparent. Better provision can be made with efficient pension schemes, which are cheap and transparent due to group contracts and state subsidies.

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Smart Strategy

And this is how it works: with clever product management

We carry out a product tender for our customers every year. In this way, we constantly check whether the stored insurers still suit you and the requirements of your employees - or whether you should change. The focus is on the sustainability of the pension provider, the costs and asset management. Furthermore, your employees should be given the opportunity to choose between products that correspond to your investment behavior and risk type.

Individual & personal

Offer your employees the best products at all times.

The individual handling leads to a significantly higher acceptance of the fitting. With an effective subsidy system, you not only ensure a high level of satisfaction among the workforce, your employees even save costs. This makes it easier for entrepreneurs to turn company pension schemes into efficient and very profitable pension schemes.

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This is how you benefit

Your Benefits at a glance


The supply solutions from HABEKO are characterized by a high level of flexibility in terms of product design, contributions and different models. In this way, you meet the requirements of your employees.

Best Performance

The HABEKO selection process selects the best providers and products on the market and makes them available to you in the form of expert opinions. This gives you the guarantee of “Best Advice”.


The intelligent design of an employer's subsidy system results in considerable savings potential, which has a direct effect on the company's liquidity.

The Benefits

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